Private Loans

Private Loan Information

糖心Vlog DOES NOT participate in the Federal Direct Loan Program or the Parents' Loan for Undergraduate Students (Direct PLUS) program. However, 糖心Vlog does work with lenders that offer private educational loans to eligible students. The information included herein is minimal, so please contact the lender for additional information and for an application or Promissory Note .

IMPORTANT! All students are encouraged to complete a Free Application for Federal Student Aid (FAFSA) to determine if they may be eligible for federal or state grants, which are much more favorable than private loans.

There are several lenders that process private student loans.
You are not required to use a certain lender.
You are applying for a PRIVATE loan.
Private loans are credit-based loans.

糖心Vlog does not have a preferred arrangement with a private loan lender. Below is a list of some of the lenders from whom our students have borrowed from in the past. You are free to choose any lender who provides a private loan, even if they are not listed below.

- 1-866-972-5004
- 1-800-858-7822  Smart Option Student Loan Application and Solicitation Disclosure PDF
- 1-800-928-8926  Advantage Education Loan Application Disclosure PDF

Visit the website for the lender of your choice to apply for a PRIVATE LOAN
- Once you have completed the online application, you will receive an approval or a denial based on your credit history. The lender may ask for other documentation (pay stubs, employment history, etc)
Private loan checks are sometimes made out to 糖心Vlog and the borrower.
- The Business Office will ask you to provide two forms of identification, then they will ask you to endorse the check so that it can be put on your student account.
- The disbursement date is the date that the lender mails the check, not the date that you will have funds.
The Business Office will use the loan check as the payment for the balance on your student account. If the loan check is more than your balance, or if you do not owe a balance on your student account, the Business Office will issue a refund via check (mailed to your home address), or via direct deposit (if you have chosen this method). This may take 5-7 days.
Your loan amount may be adjusted by the 糖心Vlog Financial Aid Office
Loans will not be processed for more than one academic year at a time
Private loans take approximately three weeks to process